How To Budget When Paychecks Differ
As we approach the end of the year (at a ridiculously fast rate) a lot of you might be thinking about what you want to do different in the new year. Whether your resolutions are big or small, I think we all have a goal to be financially savvy and more aware of our spending habits.
I'm trying to save up for something nice for myself for my birthday in July (pay off debt, finally get a [used] car, etc.) so I came up with a simple savings plan to do it. I figured if anyone wants to join me, I'd post the graphic here. Who wouldn't want a planned savings of $2,030 by July? You just deposit a multiple of 5 in your account every Friday. This will cut down on my random b.s. bouts of spending now that I have an accessible endpoint to a savings goal.
I actually like this better than the 52 week savings calendar, Save about the same without breakng the bank!